Know Before You Borrow — India's Loan Comparison & Financial Tools Guide. Make credit decisionsclearly.
No commissions. No hidden agendas.
Source-verified data from RBI and official bank sites.
Compare Home, Personal, Education & Vehicle Loans
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FOR FREELANCERS & GIG WORKERS
Self-employed? No salary slips?
We cover cash-flow based lending too.
India's most complete guide for gig workers seeking loans.
NEW TOOL
Can you actually afford it?
Enter your real household numbers. Get an honest answer — including what happens if things go wrong.
Quick Estimate
EMI Calculator & Loan Cost Estimator
Adjust the sliders to get an instant estimate of your monthly payments — no sign-up required.
Full true-cost calculatorWhat Your Bank Won't Tell You
Common practices that cost borrowers lakhs
Processing fee traps
Banks often charge 1-2% upfront. On a 50L loan, that's ₹50,000-1,00,000 you pay before getting a single rupee.
Teaser rate loans
Low initial rates that jump after 1-2 years. Your EMI could increase by 15-20% without warning.
Mandatory insurance
Banks push expensive loan insurance. RBI says it's optional, but many won't tell you that.
Government Schemes
Government Loan Schemes — PMAY, Education & Housing Subsidies
Check eligibility for PMAY, education subsidies, and other schemes in 2 minutes