AFFORDABILITY CHECKER

Can You Actually Afford This Loan?

Banks tell you what you qualify for. We tell you what you can genuinely afford. Enter your real household numbers and we'll show you the honest picture.

• Get an honest EMI ceiling based on your actual household income and fixed expenses — not a bank's optimistic formula.
• See your FOIR (Fixed Obligation to Income Ratio) and whether you are in the safe, caution, or danger zone.
• Stress-test your budget against four real scenarios: income drop, medical emergency, school fee increases, and three months of job loss.